Enhanced Multi-Factor Verification
CPaT’s I-Check is Enhanced Multi-Factor Verification. Multi-factor verification is broadly used to regulate access to online applications such as banking, insurance, retail, etc. This frequently takes the form of a six-digit code sent to a pre-authorized mobile telephone or email address. This represents an additional layer of confirmation and mitigates the risk of impersonation.
CPaT’s I-Check expands on broadly available multi-factor verification approaches. In the case of a typical six-digit code, successful input of this additional level of evidence only serves to prove that the user has authorized access to the account. A six-digit code can be easily shared. However, this step does not provide evidence that the authorized user is actually the individual accessing the application.
CPaT’s I-Check is different and provides an enhanced level of verification. Like other multi-factor verification approaches, CPaT’s I-Check requires a supplemental confirmation in addition to username and password. However, unlike other approaches, CPaT’s I-Check captures additional identity information that can be directly attributed to a specific individual through analytics. Further, this data is captured and stored for future reference and investigation. While typical multi-factor verification solutions validate the authorization of access, CPaT’s I-Check validates the identity of access.